Terms of Service

1. Acceptance of terms

By accessing or using this website, operated by AZH – Abrechnungszentrale für Hebammen GmbH, Alois-Moser-Straße 7, 89415 Lauingen, Deutschland, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the website.

2. Nature of the website

This website provides general, publicly available information about medical billing, practice management and financial administration topics relevant to midwives in Germany. It is intended as background reading and does not create any contractual relationship between you and AZH.

3. No professional advice

Nothing published on this website constitutes legal, tax, accounting or medical advice. Rules governing billing, insurance reimbursement and taxation change over time and can vary by individual circumstance. Always consult a qualified professional — such as a tax adviser, lawyer, or the relevant health insurer — before making decisions based on information found here.

4. No paid services

This website does not offer, sell, or process payment for any product or service. Any resemblance to service descriptions is purely informational and does not constitute an offer capable of acceptance. Enquiries submitted through the contact form do not create any binding engagement.

5. Accuracy of information

We make reasonable efforts to keep the content on this website accurate and up to date, but we make no warranties or representations, express or implied, about its completeness, reliability, or suitability for any particular purpose.

6. Intellectual property

Unless otherwise noted, the text, layout, and design of this website are the property of AZH – Abrechnungszentrale für Hebammen GmbH. Photographs displayed on this site are used under the terms of their respective free-to-use stock photo licences. You may not reproduce, distribute, or create derivative works from this website's original content without prior written permission.

7. Third-party links

This website may reference or link to third-party resources for context. We do not control and are not responsible for the content, accuracy, or practices of any linked third-party website.

8. Limitation of liability

To the fullest extent permitted by applicable law, AZH – Abrechnungszentrale für Hebammen GmbH shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or reliance on any information it contains.

9. Changes to these terms

We may revise these Terms of Service from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

10. Governing law

These terms are governed by the laws of the Federal Republic of Germany, without regard to conflict-of-law principles, unless mandatory consumer protection provisions of your country of residence apply.